The Life Insurance Corporation of India (LIC) will conduct the AAO Specialist Exam 2025 in two main stages. Firstly, the Preliminary Exam and Secondly, the Mains Exam. AAO Specialist Post Includes Charted Accountants, Company Secretary, Actuarial, Insurance Specialists, and Engineering. Below on this page, you can also find the details of the AAO Legal Syllabus 2025. Now we will start from the LIC AAO Post Syllabus, excluding the AAO Legal Post.
In 2025, LIC is conducting the exam in two main phases:
- Phase I: Preliminary Examination (Prelims)
- Phase II: Main Examination (Mains)
LIC AAO Specialist Syllabus 2025: Preliminary Examination
The preliminary exam is the first stage. It is an online test consisting of objective-type questions (multiple-choice questions).
Marking Scheme
- There are three sections in the exam.
- Each section has a separate time limit.
- Total duration of the exam is 60 minutes.
- There will be negative marking: For each wrong answer, 0.25 marks will be deducted.
- If you leave a question blank, no marks will be deducted.
- Candidates must qualify in each section separately to move to the next round.
- LIC will decide the cut-off marks.
LIC AAO Specialist Syllabus 2025: Prelims Exam Pattern
| Section | Number of Questions | Maximum Marks | Medium of Exam | Duration |
| Reasoning Ability | 35 | 35 | English & Hindi | 20 minutes |
| Quantitative Aptitude | 35 | 35 | English & Hindi | 20 minutes |
| English Language (with focus on grammar, vocabulary, and comprehension) | 30 | 30 | English only | 20 minutes |
| Total | 100 | 70 | — | 60 minutes |
Important Information About the English Section
- The English Language section is only qualifying in nature. This means marks from this section will not be counted in your final Prelims score.
- However, you must score the minimum cut-off marks in English to pass.
- Candidates who qualify in the Prelims will be eligible for the Mains Exam.
LIC AAO Specialist Recruitment 2025: Prelims Syllabus
| Subjects | Topics |
| Reasoning Ability | Puzzles and Seating Arrangements (linear, circular, floor-based), Syllogism, Inequalities (direct and coded), Coding-Decoding, Blood Relations, Direction Sense, Order and Ranking, Alphanumeric Series, Input-Output, Data Sufficiency, Statement and Assumption, Statement and Conclusion, |
| Quantitative Aptitude | Simplification & Approximation, Number Series (missing and wrong number series), Data Interpretation (bar graphs, line graphs, pie charts, tabular DI, caselets), Quadratic Equations, Percentage, Profit & Loss, Ratio & Proportion, Simple & Compound Interest, Time, Speed & Distance, Boats & Streams, Mixture & Allegation, Work & Time, Probability & Permutations, Averages & Ages |
| English Language (Qualifying Only) | Reading Comprehension, Error Detection, Sentence Rearrangement (para jumbles), Cloze Test, Fill in the Blanks, Synonyms & Antonyms, Sentence Correction, Word Usage, |
Main Examination
Candidates who qualify the Prelims will appear in the Mains Examination.
| Objective Test | 150 Marks |
| Descriptive Test | 150 Marks |
Marking Scheme
- Both tests will happen online in a single sitting.
- There will be no negative marking in the Mains exam.
- Candidates must qualify in each section separately.
- The descriptive paper will be evaluated only if the candidate qualifies in the objective test.
- The descriptive paper will have to be answered by typing on the computer.
LIC AAO Specialist Syllabus 2025: Mains Exam Pattern
Part A: Objective Test
| Section | Number of Questions | Maximum Marks | Medium of Exam | Minimum Qualifying Marks (SC/ST/PwBD) | Minimum Qualifying Marks (Others) | Duration |
| Reasoning Ability | 30 | 30 | English & Hindi | 13 | 15 | 20 minutes |
| General Awareness (with focus on Insurance & Financial Market) | 20 | 20 | English & Hindi | 9 | 10 | 10 minutes |
| Professional Knowledge | 50 | 100 | English & Hindi | 45 | 50 | 30 minutes |
| Total | 100 | 150 | — | — | — | 60 minutes |
Part B: Descriptive Test
| Section | Questions | Marks | Medium | Minimum Qualifying Marks |
| Professional Knowledge (Descriptive) | 4 out of 6 questions | 50 marks (converted to 150) | English & Hindi | 45% (SC/ST/PwBD) / 50% (Others) |
| English Language (Communication Skills – Emails, Reports, Situation Analysis, Precis Writing) | 2 questions | 25 marks | English only | 9 (SC/ST/PwBD) / 10 (Others) |
LIC AAO Specialist Recruitment 2025: Mains Syllabus
| Subjects | Topics |
| Reasoning Ability | Topics are similar to Prelims but slightly more difficult. Includes: Complex puzzles, High-level seating arrangements, Coded inequalities, Logical reasoning questions (cause-effect, assumption, inference) |
| General Awareness | Current Affairs (last 6–8 months), Banking Awareness, Insurance Awareness, Financial Market Updates, Government Schemes & Policies, Economic News, Static GK (important days, national & international organizations) |
| Professional Knowledge | This section is based on your specialization (Chartered Accountant, Company Secretary, Actuarial, Insurance Specialist, or Engineering). For example, Engineering candidates will face engineering-related questions., CA candidates will get finance and accounting questions. |
| Descriptive Professional Knowledge | Candidates need to write long answers or short notes related to their specialization. Example: definitions, explanations, case analysis. |
| English Descriptive (Qualifying Only) | Letter Writing, Report Writing, Precis Writing, Situation Analysis, Email Writing |
LIC AAO Specialist Syllabus 2025: Selection Process
- Phase I: Prelims (qualifying)
- Phase II: Mains (objective + descriptive)
- Interview
- Final Selection will based on performance in Mains – Objective + Descriptive + Interview.
Exam Pattern, Selection Process
The Life Insurance Corporation of India (LIC) will conduct LIC AAO Legal Exam 2025 in two stages. Firstly is the Preliminary Exam and Secondly is the Main Exam. After both exams, qualified candidates will be eligible for to interview process.
Exam Phases
- Phase I – Preliminary Exam (Prelims)
- Phase II – Main Exam (Mains)
LIC AAO Legal Syllabus 2025: Preliminary Exam
The Prelims are the first stage of the LIC AAO (Legal) exam. It is an online test with objective-type (multiple choice) questions.
LIC AAO Legal Exam 2025: Marking Scheme
- The exam has three sections.
- Each section has a separate time limit.
- The total time for the exam is 60 minutes (1 hour).
- The exam will be in English and Hindi, except for the English Language section.
- There is negative marking: for every wrong answer, 0.25 marks are deducted.
- If a question is left unanswered, no marks are deducted.
- Candidates must qualify in each section separately.
- LIC will decide the cut-off marks.
LIC AAO Legal Recruitment 2025: Prelims Exam Pattern
| Section | Number of Questions | Maximum Marks | Medium | Duration |
| Reasoning Ability | 35 | 35 | English & Hindi | 20 minutes |
| English Language | 35 | 35 | English | 20 minutes |
| General Awareness | 30 | 30 | English & Hindi | 20 minutes |
| Total | 100 | 70 | — | 60 minutes |
Important Information About the General Awareness Section
- The General Awareness section is qualifying only; the marks from this section will not play a role in the ranking. But you still need to clear the minimum cut-off in this section.
- The Prelims exam is just for shortlisting candidates for the Mains. Around 20 times the number of vacancies will be shortlisted for the Main Exam.
LIC AAO Legal Syllabus 2025: Prelims Exam
| Subjects | Topics |
| Reasoning Ability | Puzzles and Seating Arrangements, Blood Relations, Coding-Decoding, Syllogism, Inequalities, Direction Sense, Order and Ranking, Input-Output, Alphanumeric Series, Statement & Assumption, Conclusion |
| English Language | Reading Comprehension, Error Spotting, Sentence Rearrangement (Para jumbles), Cloze Test, Fill in the Blanks, Vocabulary (synonyms, antonyms, word meanings), Sentence Correction |
| General Awareness (Qualifying Only) | Current Affairs (last 6–8 months), National and International News, Sports and Awards, Indian Economy, Important Days and Events, Books and Authors, Banking and Insurance Awareness, Government Schemes |
LIC AAO Legal Syllabus 2025: Marking Scheme (Main Exam)
Candidates who qualify in the Prelims will appear for the Main Exam.
- The Mains has two parts:
- Objective Test – 150 marks
- Descriptive Test – 150 marks
- Both tests will be online in a single sitting.
- There will be no negative marking in the Mains exam.
- Candidates must qualify in each section separately.
- The Descriptive Test will be checked only if the candidate qualifies in the Objective Test.
- The Descriptive Test will happen through typing on the computer.
Mains Exam Pattern
Part A: Objective Test
| Section | Number of Questions | Maximum Marks | Medium | Minimum Qualifying Marks (SC/ST/PwBD) | Minimum Qualifying Marks (Others) | Duration |
| Reasoning Ability | 30 | 30 | English & Hindi | 13 | 15 | 20 minutes |
| General Awareness (with focus on Insurance & Financial Market) | 20 | 20 | English & Hindi | 9 | 10 | 10 minutes |
| Professional Knowledge (Law) | 50 | 100 | English & Hindi | 45 | 50 | 30 minutes |
| Total | 100 | 150 | — | — | — | 60 minutes |
Part B: Descriptive Test
| Section | Questions | Marks | Medium | Minimum Qualifying Marks |
| Professional Knowledge (Law – Descriptive) | 4 out of 6 questions | 50 marks (converted to 150) | English & Hindi | 45% (SC/ST/PwBD), 50% (Others) |
| English Language (Communication Skills – Emails, Reports, Precis, Situation Analysis) | 2 | 25 marks | English only | 9 (SC/ST/PwBD), 10 (Others) |
Important Information About Professional Knowledge Paper
- Professional Knowledge Descriptive Paper is the most important part. Marks here will be normalized and counted for ranking.
- English Descriptive Paper is only qualifying in nature. Its marks will not be counted in the ranking.
LIC AAO Legal Syllabus 2025: Mains Exam
| Reasoning Ability | Advanced Puzzles and Seating Arrangements, High-level Syllogism, Coded Inequalities, Input-Output (difficult sets), Analytical Reasoning (cause-effect, assumptions, conclusions) |
| General Awareness | Banking and Insurance Industry, Financial Market Updates, Economy and Budget, Current Affairs (National & International), Important Committees & Reports, Government Policies related to finance and insurance, |
| Professional Knowledge (Law) | Indian Constitution, Contract Law, Company Law, Consumer Protection Act, Industrial and Labour Laws, Insurance and Banking Laws, Civil Procedure Code (CPC), Criminal Procedure Code (CrPC), Transfer of Property Act, Administrative Law, Principles of Natural Justice, Legal Drafting and Interpretation |
| Descriptive Test – Professional Knowledge | Writing long answers or short notes on law-related topics. Case study-based questions., Practical application of laws. |
| English Language Descriptive Paper (Qualifying Only) | Letter Writing, Report Writing, Precis Writing, Email Writing, Situation Analysis, |
LIC AAO Legal Recruitment 2025: Selection Process
The selection process for AAO (Legal) has three stages:
- Prelims Exam – Screening test
- Mains Exam – Objective + Descriptive
- Interview – Final stage
