IOB Local Bank Officer Recruitment 2026: Closing Date, Vacancy, Eligibility, Salary and Application Process
IOB Local Bank Officer Recruitment 2026: Indian Overseas Bank (IOB) has invited online applications for the recruitment of Local Bank Officers (LBO) 2026-27. The recruitment drive is being conducted for 250 Local Bank Officer vacancies in Junior Management Grade Scale-I (JMGS-I). The online application process started on August 8, 2026, and the last date to apply is August 24, 2026.
Candidates who meet the eligibility requirements should complete the IOB LBO application process before the closing date. The recruitment is being conducted for vacancies in Tamil Nadu, Karnataka, Maharashtra and Gujarat. Selected candidates will initially be posted in the state for which they have applied.
IOB LBO Recruitment 2026: Key Highlights
| Particulars | Details |
| Bank | Indian Overseas Bank |
| Post | Local Bank Officer |
| Recruitment Year | 2026-27 |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Grade | JMGS-I |
| Application Mode | Online |
| Application Start Date | August 8, 2026 |
| IOB LBO Closing Date 2026 | August 24, 2026 |
| Minimum Age | 20 years |
| Maximum Age | 30 years |
| Qualification | Graduation in any discipline |
| Selection Process | Online Exam, LPT and Interview |
| Official Website | IOB Careers |
IOB Local Bank Officer Closing Date 2026
The IOB Local Bank Officer application closing date is August 24, 2026. The online registration and application fee payment window will remain open from August 8 to August 24, 2026. Candidates should not wait until the final day because the application must be successfully submitted and the applicable fee paid within the prescribed period.
IOB Careers – Official Website
IOB LBO Vacancy 2026
Indian Overseas Bank has announced 250 Local Bank Officer vacancies. The state-wise vacancy distribution is:
| State | Local Language | Vacancies |
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | — | 250 |
The vacancies include SC, ST, OBC, EWS and UR categories. The notification also states that some vacancies include backlog vacancies and that the number of vacancies may vary according to the Bank’s actual requirements.
IOB LBO Eligibility Criteria 2026
Educational Qualification
Candidates must have a graduation degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government.
The candidate must possess a valid marksheet or degree certificate confirming graduation on the date of online registration and must provide the graduation percentage in the application form.
Age Limit
The age limit for IOB Local Bank Officer recruitment is:
- Minimum age: 20 years
- Maximum age: 30 years
- Age will be calculated as on August 1, 2026.
- Candidates should have been born between August 2, 1996 and August 1, 2006, both dates inclusive.
Age Relaxation
| Category | Relaxation |
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Persons affected by 1984 riots | 5 years |
| Eligible Ex-servicemen | 5 years |
The applicable Government of India rules will determine eligibility for age relaxation.
Local Language Requirement
The Local Bank Officer recruitment has an important language requirement because candidates are recruited for specific states.
Candidates must be proficient in reading, writing and speaking the prescribed local language of the state selected in the application.
The language requirements are:
- Tamil Nadu — Tamil
- Karnataka — Kannada
- Maharashtra — Marathi
- Gujarat — Gujarati
Candidates who have studied the specified local language in Class 10 or Class 12 and can produce the relevant marksheet/certificate do not have to appear for the Language Proficiency Test (LPT). Candidates who have not studied the required language must qualify in the LPT before proceeding to the interview.
Can Candidates Apply for More Than One State?
No. Candidates can apply for a vacancy in one state only.
The notification specifically states that a candidate applying for one state’s vacancy will not be eligible to apply for another state’s vacancy. The merit list will also be prepared on a state-wise and category-wise basis.
Candidates should therefore select their state carefully before submitting the application.
IOB LBO Salary 2026
The post is in JMGS-I/Assistant Manager Scale-I.
The basic pay scale is:
₹48,480 – ₹2,000/7 – ₹62,480 – ₹2,340/2 – ₹67,160 – ₹2,680/7 – ₹85,920
In addition to basic pay, candidates will receive applicable allowances and benefits such as DA, HRA and CCA, according to the Bank’s rules.
Selected candidates will be on probation for two years of active service.
There is also a ₹2 lakh Financial Service Indemnity Bond, under which selected candidates are required to render service for a minimum period of three years.
IOB Local Bank Officer Selection Process 2026
The selection process consists of:
- Online Examination
- Language Proficiency Test (where applicable)
- Personal Interview
Candidates who qualify in the online examination will proceed to the LPT where required. Candidates who qualify in the required stages will be called for the Personal Interview.
IOB LBO Exam Pattern 2026
| Section | Questions | Marks | Duration |
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
The online test has 140 objective questions carrying 200 marks. There is a separate time limit for each section.
Negative Marking
There is negative marking in the online examination. For every wrong answer, one-fourth (0.25) of the marks assigned to that question will be deducted.
There is no penalty for questions left unanswered.
Minimum Qualifying Marks
The minimum aggregate qualifying marks in the online examination are:
- 35% for Unreserved candidates
- 30% for Reserved candidates
There are no sectional qualifying marks.
IOB LBO Interview
The Personal Interview will carry 100 marks.
The minimum qualifying marks in the interview are:
- 50% for unreserved candidates
- 45% for reserved candidates
For final selection, the online examination and interview are given a weightage of 80:20, respectively. The final merit list will be prepared state-wise and category-wise.
IOB LBO Application Fee 2026
Candidates have to pay the applicable application fee/intimation charges online.
| Category | Fee |
| SC/ST/PwBD | ₹ 175 |
| General/EWS/OBC | ₹ 850 |
The amounts are inclusive of GST. The fee is non-refundable.
Payment can be made through online modes such as debit card, credit card, internet banking, BHIM and UPI.
How to Apply for IOB Local Bank Officer Recruitment 2026?
Candidates can follow these steps to submit the application:
Step 1
Visit the official Indian Overseas Bank website and open the Careers section.
Step 2
Find “Recruitment of Local Bank Officers – 2026-27.”
Step 3
Click on the online registration link.
Step 4
Complete the registration and note the registration number and password received through email/SMS.
Step 5
Fill in personal, educational and other required details carefully.
Step 6
Upload the photograph, signature, left thumb impression and handwritten declaration in the prescribed format.
Step 7
Pay the applicable application fee/intimation charges online.
Step 8
Submit the application and take a printout of the completed application form for future reference.
Documents Required for IOB LBO Application
Candidates should keep the following information/documents ready while applying:
- Recent photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Graduation marksheets/certificate
- Date of birth proof
- Valid identity proof
- Category certificate, where applicable
- Local language proof, where applicable
- Experience documents, if applicable
Candidates called for the interview will have to produce original documents along with self-attested photocopies as specified by the Bank.
IOB LBO 2026: Important Dates
| Event | Date |
| Notification Date | August 7, 2026 |
| Online Registration Begins | August 8, 2026 |
| Application Fee Payment Begins | August 8, 2026 |
| Last Date to Apply | August 24, 2026 |
| Last Date for Fee Payment | August 24, 2026 |
The notification currently specifies August 24, 2026 as the closing date of online registration. Candidates should check the official IOB Careers page for subsequent examination-related updates.
What Should Candidates Do Before IOB LBO Closing Date?
Candidates who have not yet applied should complete the process before August 24. Before submitting the form, check the following:
- Confirm that you meet the age and graduation requirements.
- Select only one state.
- Make sure you meet the required local-language condition.
- Check the category selected in the application.
- Upload documents in the prescribed format.
- Verify your personal and educational details.
- Pay the application fee.
- Save the final application and e-receipt.
Candidates should avoid waiting until the final hours because incomplete applications or unsuccessful fee transactions may not be accepted.
IOB LBO Recruitment 2026: FAQs
What is the last date to apply for IOB Local Bank Officer Recruitment 2026?
The last date to submit the online application is August 24, 2026.
How many vacancies are available for IOB LBO 2026?
There are 250 Local Bank Officer vacancies.
What is the educational qualification for IOB LBO?
Candidates must have a graduation degree in any discipline from a recognised university or an equivalent qualification recognised by the Central Government.
What is the age limit for IOB LBO 2026?
The minimum age is 20 years and the maximum age is 30 years as on August 1, 2026, subject to applicable age relaxation.
What is the IOB LBO salary?
The basic pay scale for Assistant Manager (Scale I) is ₹48,480 to ₹85,920, along with applicable allowances and benefits.
Is there negative marking in the IOB LBO exam?
Yes. One-fourth of the marks assigned to a question will be deducted for each wrong answer.
Can I apply for two states?
No. Candidates can apply for one state only under this recruitment.
Which states have IOB LBO vacancies in 2026?
Vacancies have been announced for Tamil Nadu, Karnataka, Maharashtra and Gujarat.
IOB Local Bank Officer Recruitment 2026: Conclusion
The IOB Local Bank Officer Recruitment 2026 provides an opportunity for graduates to join Indian Overseas Bank as Local Bank Officers in JMGS-I. With 250 vacancies, a Scale-I officer pay structure and recruitment through an online examination, language proficiency test where applicable and interview, the recruitment is an important opportunity for banking aspirants.
The IOB LBO 2026 application closing date is August 24, 2026. Eligible candidates should complete the online registration, fee payment and final submission before the deadline.
For the latest notification, application link and subsequent exam updates, candidates should regularly check the official IOB Careers page.